Reduce insurance premiums and prevent losses from fire
A fire risk assessment evaluates your premises in terms of fire safety hazards to people and property. An assessor visits your premises, makes a physical inspection and provides you with a clear and concise report. This report will detail a prioritized action plan on how to minimize identified risks.
Why choose Richardson-Hill Limited
With us you get value for money for a professional efficient service that delivers all the assurances you need. You receive an expert assessment carried out by a competent person as required by law. To minimise disruption to your business the physical assessment will be completed and then the Richardson-Hill consultant will write up the report and then send via email or post depending on what you prefer. All assessment reports are written in plain English and easy to understand, no jargon so that they are easy to understand.
Why can’t I do the assessment myself?
You can, if you have the time, training and expertise to do it. For an untrained person a fire risk assessment can be time consuming and might not meet the legal requirements. It is recommended that you leave it to the professionals. The law clearly states that fire risk assessments are carried out by a ‘competent person’ which simply means trained and experienced.
In terms of fire insurance we know that loss adjusters are using the details of this clause to withhold payment (in the event of a fire) if they are not satisfied in regard to compliance.
What will happen if I don’t have a Fire Risk Assessment for my premises?
Your business has to have a fire risk assessment by law; the punishment for not having one is severe and could potentially leave serious risks of fire undiscovered which could put everyone in your business at risk. If that isn’t enough it is very doubtful that your insurance would pay out in the event of a fire. The consequences of that are unthinkable. Whatever you decide, don’t just do nothing!
What will happen if I don’t have a Fire Risk Assessment for my premises?
Your business has to have a fire risk assessment by law; the punishment for not having one is severe and could potentially leave serious risks of fire undiscovered which could put everyone in your business at risk. If that isn’t enough it is very doubtful that your insurance would pay out in the event of a fire. The consequences of that are unthinkable. Whatever you decide, don’t just do nothing!
Fire Risk Assessments – What’s the Law?
The Regulatory Reform (Fire Safety) Order 2005 came into effect in October 2006 and replaced over 70 pieces of fire safety law.
The Regulatory Reform (Fire Safety) Order 2005 applies to all non-domestic premises in England and Wales, including the common parts of blocks of flats and houses in multiple occupation (HMOs). The law applies to you if you are:
- responsible for business premises
- an employer or self-employed with business premises
- responsible for a part of a dwelling where that part is solely used for business purposes
- a charity or voluntary organisation
- a contractor with a degree of control over any premises
- providing accommodation for paying guests
Under the Regulatory Reform (Fire Safety) Order 2005, the responsible person must carry out a fire safety risk assessment and implement and maintain a fire management plan.
For more information e-mail us at: info@richardson-hill.co.uk
